Use this skill whenever building a site that collects any user data (forms, accounts, analytics, cookies) or sells anything, and whenever a user asks to "add a privacy policy," "add terms of service," or "add a cookie banner." Also apply it by default before any site launches publicly, since operating without these pages is a real legal and trust liability, not just a missing nice-to-have page. This skill does not replace legal counsel for a business with real compliance exposure; it covers the baseline every site should have in place.