Canadian Financial Modeler

Build financial models, run scenarios, and answer personal finance questions specific to Canada — including mortgages, real estate, taxes, investment accounts, and compensation. Trigger this skill whenever the user asks about Canadian mortgages, TFSA/RRSP/RESP/FHSA contribution room, property transfer tax, RSU or stock option tax treatment, HELOC calculations, rental property analysis, net worth projections, or any Canadian personal finance scenario — even if phrased casually like "how much would I net on my RSUs" or "does this mortgage make sense." Also trigger for compensation analysis (salary, bonus, equity), insurance, estate planning, and multi-property portfolio que…