Assess a change's blast radius and out-of-code impact, and write a durable `risk.md` to `.ai/verify/`: what it touches in impact tiers; out-of-code work (DB migrations, env vars, feature flags, infra, secrets); and follow-ups plus rollback, with every irreversible step flagged as a one-way door. Read-only. Use when a change is about to merge or deploy, or when someone says "what's the blast radius", "what could this break", "is this migration safe", "what's the rollback plan".