Identify, categorize, and explain the fees and charges on a deposit or loan account, compare each against the account's disclosed fee schedule / product terms, and draft neutral questions or a remediation request for a customer or service agent. Use when a consumer, service agent, or reviewer asks "why was I charged this fee", "is this overdraft/maintenance/ATM/wire/late fee correct", "compare my fees to the disclosed schedule", or needs a review-ready fee-discrepancy pack. This skill compares fees to disclosed terms and drafts questions; it NEVER asserts a legal or regulatory violation, decides or promises a refund/credit/adjustment, reverses or waives a fee, or gives le…
