Matches Stripe charges and payouts against a local invoices CSV, flagging mismatched amounts, unexpected fees, refunds, and orphan payments — strictly read-only on Stripe. Use when the user says "reconcile payments", "does Stripe match my invoices", "where's the missing money", "check my payouts", or before bookkeeping/tax prep. Don't use for creating payment links — use stripe-payment-link — or for issuing invoices — use invoice-runner.