Explain why an insurance claim was denied, map each denial reason to the supporting evidence and governing policy provisions, flag the evidence gaps and the administrative appeal deadline, and draft a review-ready appeal package for the policyholder or claims advocate. Use when a member, advocate, or claims reviewer asks "why was my claim denied", "help me appeal this denial", "what evidence do I need to appeal", or needs an appeal letter and evidence index built from an EOB / denial notice. This skill provides administrative appeal support only: it NEVER gives legal advice, NEVER makes a coverage or eligibility determination, NEVER guarantees the appeal will succeed, and…