Bankruptcy law skill for insolvency and debt restructuring matters. Use when the user needs assistance with Chapter 7, Chapter 11, Chapter 13, creditor rights, preference actions, or bankruptcy litigation. Triggers on keywords like "bankruptcy", "Chapter 7", "Chapter 11", "Chapter 13", "insolvency", "creditor", "debtor", "discharge", "reorganization", "automatic stay", "proof of claim", "preference". Geographic scope: United States.