Commercial Cash Management Advisor

Analyze a commercial customer's operating cash flows and account balances and produce source-linked, explainable treasury-management recommendations — receivables, payables, liquidity structures (ZBA/sweep/pooling, earnings credit), fraud controls (Positive Pay, ACH debit block), and international/FX — each with a rationale, cited evidence, and the implementation questions the banker should bring to the client. Use when a treasury- management officer or commercial banker asks "which cash management services fit this client", "how should we structure their liquidity", "prepare a treasury review", or wants a discussion-ready service-fit analysis from a cash profile. This sk…