Work-in-progress scaffold for merchant onboarding planning. Use when teams need
to map how a merchant gets from signed or approved to live and successfully
transacting, but the detailed GP process still needs domain-expert input.
Helps capture assumptions, identify unknowns, structure contributions, and
assemble the questions needed for onboarding, underwriting, risk,
implementation, support, and payments SMEs to complete the workflow. Use when
asked to "merchant onboarding", "activation journey", "getting merchants live",
"implementation checklist", or "first transaction readiness". Proactively
suggest when launch-readiness is too product-level and the missing problem is…
