Review a merchant onboarding application end to end — KYB and legal-entity resolution, beneficial ownership, business-model/MCC classification, expected activity, website and products, prohibited-use, sanctions and adverse-media screening status, fraud, and credit — then assemble a source-cited evidence package with a deterministic recommendation band and required conditions for an authorized adjudicator. Use when a merchant-risk, underwriting, or KYB analyst asks to review or risk-assess a new merchant application, evaluate onboarding risk, check prohibited/restricted business models, or prepare an approval evidence package. HARD BOUNDARY: this is R3 decision-support — i…
