PCI DSS v4.0.1 (Payment Card Industry Data Security Standard, Requirements and Testing Procedures): 6 goals, 12 principal requirements, 63 sections, 249 main-body defined requirements, plus appendices A-G. Serves BOTH an auditee path (merchant/service-provider scoping, SAQ selection, self-assessment) and an assessor path (QSA/ISA workflow, ROC vs AOC, customized-approach and compensating-control validation). Use to scope a cardholder data environment (CDE), select among the 10 SAQ types, walk Requirements 1-12, distinguish the defined vs customized approach, build a compensating-control worksheet, or confirm v4.0.1 currency. Activate when the user says 'PCI DSS', 'PCI com…